For buyers
From pre-approval to closing day, here's how buying a home works in Northeastern Pennsylvania — and how to get started.
The process
Every purchase is a little different, but most follow the same core steps.
Talk with a lender to understand your budget and get a pre-approval letter before you shop.
Define your criteria and tour homes that fit your needs and budget across NEPA.
Work with your agent to submit a competitive, well-structured offer and negotiate terms.
Order a home inspection to understand the property's condition and any needed repairs.
Your lender verifies value and finalizes your loan approval.
Sign your documents, fund the purchase and receive the keys to your new home.
Understanding your financing early makes the whole process smoother.
Know what you can comfortably afford before you start touring homes.
Compare conventional, FHA, VA and other programs with a licensed lender.
Plan for costs beyond the down payment, such as fees, taxes and insurance.
Explore homes across NEPA or reach out with questions about buying.